Structure and insight behind confident financial decisions.

Marina Advisory works with founders and growing businesses to bring structure and perspective to their financials. The focus is on turning information into insight by clarifying cash flow, performance, and trade-offs so decisions are grounded in reality, not assumptions.

This clarity supports better day-to-day decisions and creates a stronger foundation for growth, transitions, or financing discussions when they arise.

About 

Marina Advisory is a solo-led advisory practice providing structured financial insight and decision-ready reporting for founders and growing businesses.

The work is shaped by experience across global financial institutions, with a focus on credit underwriting, portfolio management, and cross-border transactions. Prior roles include commercial lending at HSBC and MUFG, where work centered on evaluating risk, structuring debt, and monitoring performance across varied industries and market conditions.

At HSBC, experience spanned asset-based lending and underwriting for operating businesses across retail, manufacturing, aviation services, and other sectors during the COVID-era credit cycle. At MUFG, work focused on entertainment finance, underwriting debt transactions for studios, production companies, and private equity firms acquiring music catalogs, with exposure to European counterparties and cross-border deal structures.

Earlier experience in global financial reporting at GroupM (WPP Media) involved HQ-level international consolidation and close coordination with senior finance leadership and C-suite stakeholders across regions. This background continues to inform how financial information is structured and communicated, particularly in cross-border contexts.

Across roles, the through line has been translating complex financial information into clear, credible narratives that support confident decision-making and productive conversations with lenders and stakeholders.

Across roles, the goal has been the same: bring clarity to the numbers so decisions are grounded, timely, and well-informed.

Our Services

Strategic financial advisory grounded in real-world execution and decision-making.

Financial Clarity

As businesses grow, financial information can become harder to interpret — even when the numbers are technically “done.” I help founders clarify performance, cash flow, and key drivers so they can understand what’s really happening beneath the surface and make sharper decisions with confidence.

Capital Readiness

Beyond one-time projects, I provide steady financial guidance as businesses evolve. This can include ongoing reporting, scenario analysis, and support through periods of transition — helping founders stay focused, informed, and prepared as priorities shift.

Ongoing Advisory Support

When businesses begin thinking about growth, refinancing, or major decisions, clarity becomes even more important. I help ensure financials are structured, communicated, and understood in a way that supports productive internal discussions and credible external conversations — including with lenders, when appropriate.

A practical starting point for financial clarity.

Introductory conversations are exploratory and focused on understanding where things stand and whether working together makes sense.