Financial Clarity and Capital Strategy for Growing Businesses

Marina Advisory works with founders and operating businesses to strengthen cash flow visibility, structure financial reporting, and prepare for capital decisions.

With institutional credit experience and access to a private network of lenders, I help businesses approach financing conversations prepared, credible, and positioned for approval.

About 

Marina Advisory is a solo-led advisory practice providing structured financial insight and capital advisory support to founders and growing businesses.

My background includes underwriting and structuring debt at global financial institutions including HSBC and MUFG. Experience spans commercial lending, asset-based facilities, cross-border transactions, and evaluating risk across multiple industries and economic cycles.

That institutional credit perspective shapes how I work with clients today. I understand how lenders assess performance, liquidity, leverage, and risk — and help businesses present their financial story clearly and strategically.

Earlier experience in global financial reporting at GroupM (WPP Media) involved international consolidation, cross-border coordination, and close work with senior finance leadership. Across roles, the goal has remained consistent: bring clarity to the numbers so decisions are grounded, timely, and well-informed.

Our Services

Strategic financial advisory grounded in real-world credit experience and capital execution.

Financial Clarity & Cash Flow Visibility

As businesses grow, financial information becomes more complex even when accounting is technically “complete.”

I help founders clarify:

  • Cash flow drivers

  • Working capital positioning

  • Liquidity visibility

  • Performance trends

  • Trade-offs behind growth decisions

The result is sharper internal decision-making and stronger financial confidence.

Capital Strategy & Placement

When businesses are preparing for growth, refinancing, acquisitions, or navigating liquidity pressure, capital decisions require structure.

Support includes:

  • Preparing lender-ready financial reporting

  • Structuring financing requests

  • Evaluating debt capacity and risk positioning

  • Identifying appropriate capital solutions

  • Introductions to a private network of lending partners when aligned

The focus is not simply securing capital — but securing the right capital, structured appropriately for the business.

Ongoing Advisory & Fractional CFO Support

Beyond one-time projects, I provide steady financial guidance as businesses evolve.

This may include:

  • Ongoing reporting structure

  • Scenario planning and forecasting

  • Capital planning

  • Lender relationship support

  • Decision support during periods of growth or transition

Designed for founders who need experienced financial perspective without building a full in-house finance function.

Who We Work With

Marina Advisory works with established operating businesses navigating growth, capital decisions, or financial inflection points.

Clients typically include:

  • Companies generating $1M–$25M in annual revenue

  • Businesses preparing for expansion, refinancing, or acquisition

  • Operators managing working capital pressure or liquidity constraints

  • Founders without dedicated in-house CFO leadership

  • Businesses that need structured, lender-ready financial reporting

Engagements are best suited for owners who value disciplined financial insight and want to approach capital decisions strategically — with clarity, preparation, and structure.

When appropriate, advisory support may extend to introductions within a curated network of private lending partners, aligned with the company’s financial profile and objectives.

A practical starting point for capital and financial clarity.

Introductory conversations are focused on understanding your current financial position, capital needs, and whether working together makes sense.